9.00 : *beep beep*.. Msg received… salary credited to ur a/c Me:yipeeee..

 9.01 : *beep beep* Home EMI auto debited.. 9.02 : *beep beep* Car loan EMI auto debited.. 9.03 : *beep beep* Credit card bill auto debited.. 9.04 : *beep beep* Phone bill auto debited.. 9.05 : *beep beep* Electricity bill auto debited.. 9.06 : *beep beep* LIC EMI auto debited.. 9.07 : *beep beep* Medical insurance EMI debited.. 9.08 : *beep beep* Your a/c. has insufficient funds 